Comparing UK travel insurance since 2024

Find the right travel insurance
without the guesswork

We compare trusted UK travel insurance providers so you can pick the right cover for your trip — whether it's a city break, a world tour, or something in between.

UK-based providers only No hidden fees Regulated by the FCA Independent comparison

Top travel insurance providers

All providers below are FCA-regulated and available to UK residents.

Columbus Direct
Most popular

One of the UK's most established travel insurers. Strong medical cover, 24/7 emergency helpline, and competitive annual multi-trip policies. Good all-rounder for families and frequent travellers.

Single trip Annual multi-trip Winter sports add-on Gadget cover £10m medical
Get a quote ↗ Ad · we may earn a commission
InsureandGo
Best value

Budget-friendly cover without cutting corners on the essentials. Highly rated for straightforward claims and clear policy wording. Ideal for short breaks and single trips.

From £5 Single trip Annual multi-trip Pre-existing conditions Cruise cover
Get a quote ↗ Ad · we may earn a commission
True Traveller
Adventure cover

Built for backpackers and adventure travellers. Covers over 500 activities including trekking, diving, and extreme sports. Flexible trip durations up to 18 months. UK-only provider.

500+ activities Backpacker Long-stay Gap year Working holidays
Get a quote ↗ Ad · we may earn a commission
Coverwise
Digital-first

A modern, no-fuss travel insurer built for online buyers. Competitive pricing across all trip types with a streamlined claims process. Good choice if you want solid cover without paying for a big brand name.

Single trip Annual multi-trip Winter sports Competitive excess Fast quotes
Get a quote ↗ Ad · we may earn a commission
Post Office Travel Insurance
Trusted brand

Backed by one of the UK's most recognised names. Solid all-round cover with good customer service ratings. Particularly competitive for families and annual multi-trip policies.

Single trip Annual multi-trip Family cover Winter sports Over 70s
Get a quote ↗ Ad · we may earn a commission

Types of cover explained

Not sure which policy type you need? Here's a quick guide.

✈️
Single trip
Covers one trip from departure to return. Best if you travel once or twice a year. Duration limits vary by insurer — usually up to 31 or 45 days.
🗓️
Annual multi-trip
One policy covers all your trips in a 12-month period. Usually cheaper than buying separate single-trip policies if you travel three or more times a year.
🎒
Backpacker
Designed for extended travel — often 3 to 18 months. Covers multiple countries and allows you to return home briefly mid-trip. Includes adventure activities.
⛷️
Winter sports
Add-on or standalone cover for skiing, snowboarding, and other winter activities. Includes piste closure, lost ski pass, and ski equipment cover.
🏥
Pre-existing conditions
Standard policies may exclude pre-existing conditions. Specialist insurers like those on holidaysure.co.uk can cover many conditions — always declare everything.
🚢
Cruise cover
Standard policies often don't cover cruises. Look for policies with cabin confinement cover, missed port departure, and itinerary change protection.

Before you buy

A few things worth checking before you commit to a policy.

01
Declare everything
Always disclose pre-existing medical conditions. Failure to declare can invalidate your entire policy — not just the medical element.
02
Check the excess
A lower premium often means a higher excess. Make sure the excess per claim is something you could actually afford to pay out of pocket.
03
Check activity cover
Standard policies exclude many activities. If you're planning anything beyond light sightseeing — hiking, diving, cycling — check the activity list carefully.
04
Buy as soon as you book
Cancellation cover only kicks in from the date you buy the policy. If you wait until the week before departure, you lose months of cancellation protection.

Affiliate disclosure: TravelAssured is an independent comparison site. Some links on this page are affiliate links — if you buy through them, we may earn a small commission at no extra cost to you. This does not affect our editorial independence or the order in which providers are listed. All providers listed are authorised and regulated by the Financial Conduct Authority (FCA).